Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Aug 3, 2011

New Drivers License

Yesterday I went to get my Michigan driver's license.

Let me tell you, it's a very different experience here than it was in Iowa.  I walked into the room which was already crowded with at least fifty people.  There were people of almost every racial background and various ages and instead of three or four stations like our office in Ames, there were at least ten.

When I arrived, I pulled my number off the turn-o-meter and sat down in one of the few open chairs.  I was H01.  They were only on G68.

Goodness gracious.  Good thing I brought my phone with.

The nice thing about a place so crowded was that people got tired of waiting and left.  Even though I was over thirty numbers away from being called, I only had to wait for maybe thirty or forty minutes.  Not too shabby.

When my number finally did get called, I was with a sweet older southern gal.  I think her name was Roberta or something like that.  The poor woman was in training and I don't think she'd yet learned to transfer a license from state to state.  She asked for my paperwork and I handed her my birth certificate, my marriage license, my drivers license, my passport, a bill addressed to my current address, and my lease agreement.

The first mistake she made was recording the information for my marriage license in the birth certificate slot.  And then didn't know what to do with my bills.... the man next to her had to coach her through it all.

I'm not complaining.  I've been in the trainee spot before and it can make you get flustered pretty quick.

I just won't be surprised if they call me and say, "Uh... ma'am?  Something isn't right with your paperwork."

And my picture on my new license of me will be with a bald head...

*****Update on August 9, 2011*****
I got my license!  Here's a picture of it!  They're not as cool as the Iowa ones, but they're alright.


Our miracle of the week was concerning car insurance.

For those of you who know me well, you know I have a lead foot.  I've been working on taming it over the past year or so and I'm getting better, but I still have two tickets on my record that I am waiting for to fall off.

The unfortunate thing about insurance was that we moved from Iowa, which has some of the lowest rates in the nation, to Michigan, which is almost THE highest.  My payment was supposed to more than double.

Ouch.

My policy is due to expire tomorrow and so all this week and the last, Isaac and I have been running around, trying to figure out which company we want to use, what coverage we would like to get, and so on and so forth.  He's been with State Farm since he was fourteen while I've been with Progressive for about three years now.

During this process, I learned that switching insurance providers is kind of like switching hair stylists....  you don't really want to do it unless you feel that you HAVE to.  I'm not sure why, but you just don't.  I wanted to stay with Progressive while Isaac felt more comfortable with me joining his policy with State Farm.

I decided it was going to have to be up to Isaac what we would do.  It was just too hard for me to decide because I believe in my head that I have control over most everything in my life.  This was another issue of control: if I can control myself and be careful to not get in an accident, I don't see why we can't get the cheapest insurance.

Isaac sees things differently though.  He sees variables and uncontrollable circumstances that could ruin us financially if something did happen.  While we were discussing it and I was explaining that I don't forsee anything that I would do that would put us in a bad spot, his reply was, "Well did you forsee getting cancer?"

Smarty pants.

I actually have planned on getting lymphoma for some time--I just wasn't expecting it to be right after I got married or when I was 23--but if it didn't happen, I was going to be thankful.  When you've had an uncle who fought with it for ten years and eventually died from it, it's just kind of always in the back of your head.  That mindset is maybe why having cancer doesn't bother me as much as it might someone who doesn't have those same assumptions.

Anyway, while meeting with his State Farm guy yesterday, Isaac learned some good news: I don't have to switch to Michigan insurance for a year!!!  HECK YES!

I guess they consider it a transitioning period and so it is not illegal for me to do so.  Then, by the time we have to switch, I'll be a month away from 25, which will make our policy considerably cheaper.

That, my friends, is a miracle--and that is what we are thankful for this week.

Jul 13, 2011

Chemotherapy? No Thanks, I'm Good....

Today was supposed to be my second treatment.  As it were, Isaac and I arrived at the office only to discover that my white blood cell count was low and my neutophil count extremely low.

I guess we know the chemo is doing its job.

This means a couple things.  One is that I am extremely prone to getting really sick right now.  Honestly, I'm a little surprised I didn't end up in the ER after my visit home this past weekend.  I disobeyed the "no little kids" rule, the "no hugging" rule, the "limited sun exposure" rule... probably a few others, too.  I'm sure if the doc had known exactly how low my counts were going to dip and how disobedient I'd be, he wouldn't have let us go.  Secretly, I'm glad he didn't know.  (Although, I'm not sure I'd feel the same way if I were hospitalized right now.)

Also, this means that my chemo was delayed a week... which reduces its effectiveness... which means I might have to be in treatment longer.

It also means that the day after my session next week, I have to get a shot that it supposed to make my bone marrow pump out white blood cells like crazy.

I'm not particularly excited about this shot.

I've come across it while reading up on my specific type of treatment and over and over again I see two things about it repeated.  First, it's expensive.  One man's wife needed them and they weren't insured.  It cost them over $12,000 a week.  I can't even image--thank goodness for insurance!  As much as people gripe about ObamaCare, I'm very thankful for it right now, or Isaac and I absolutely would have declared bankruptcy already.

The other thing I read about this shot is that it apparently makes your bones ache like you have a fever.

Oh, joy.

Thankfully, the chemo will probably knock me out for a few days anyway, so I'll be able to take care of all my miserableness at once, rather than stretching it out.  That's one upside.

On another note, my hair is still in tact.  I often find myself running my hands through it, like I'm petting a dog--except I'm petting myself.  It just feels cool.  Occasionally, I'll reach up and pinch some of it and pull to see if any will come out.  The most I've gotten was two hairs at once.  I was under the impression that it would have fallen out by now--although, since shaving it, I've learned that about 3% of people undergoing my treatment keep their hair.

I'm sure that'll be my luck--but only because I already shaved it.  And because I was looking forward to it coming back different.  Maybe red and curly...

I'd be game for anything.

Jul 6, 2011

Laughter is Good Medicine

Since my little incident in the shower, I've been able to hear very little out of my right ear.  I've grown rather accustomed to it by now and Isaac and I have started calling it my "bad" ear.  The other night he just died laughing because we went to bed at the same time (a rarity when you're married to a med school student) and I sleep on the right and he on the left.  I was turned on my side facing him, which meant that the bad ear was facing up and my good ear was smothered in pillow-ness.  

I was just starting at his oh-so-handsome face as he started to talk.  A millisecond into whatever he was saying and I realized I couldn't hear it because my bad ear was the one up.  Then, as yet more proof that I am really an old lady, I had to speak those dreaded words you hear from the 90-somethings in retirement homes.

"Heh?  What are you saying?  Hold on... my good ear is in the pillow."

He. Just. Died.

I hope by now you realize I'm learning to laugh at myself because the alternative lately is probably to cry or get angry, and so as he continued his guffawing, I joined him.  Really, if you think about it, I am just a miserable mess.  My body has been started more drama in the past month than I care to admit.  Let's see what we've got a count on so far (you can click on some of the following for the full scoop if you're behind):
We can add another one after my visit with the ENT yesterday, too: surgery to put a tube in my right ear.  Yep.  Apparently there is fluid built up behind my eardrum that is behind held in place because my adenoids are swollen (lymphoma being the likely culprit of the swelling) and are holding it up there.  They're going to knock me out on July 18th, cut a hole in my eardrum, suck the fluid out, and put a temporary tube in that will fall out on its own within a year or so.

This is why we laugh.  

That, and the fact that my husband and mother figured out every loophole in my insurance policy.  Not only did we figure out how to work the "guest" status, we also ended up getting a refund of what we had paid for the month of June because my mom figured out I shouldn't have had to switch plans.  I bet the insurance people are pissed.

They told her to quit reading the policy.

All in all, when it rains, it pours... and so long as I don't have my hair and makeup done, I'm fine with splashing in the puddles.

Oh, and Em Fedderson, if you're reading this: I had to cut a little over a 1/2" off my hair yesterday to knock it back to where it was when I first cut it.  Just sayin'.